Payment plans

When a single payment isn't possible, Repaid offers a real payment plan — multiple installments, each with its own status, tracked through to full settlement.

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"Pay it all at once" isn't always realistic

A debtor under cash-flow pressure may want to pay without being able to settle the full amount right away. Without a structured payment plan, this kind of case stays stuck indefinitely or ends without a clear agreement.

A real installment breakdown, not a verbal agreement

When your configuration allows it, the agent proposes a payment plan with total amount, number of installments, and an amount and date per installment. Each installment has its own status: scheduled, paid, or late.

Real installment breakdown
Total amount, number of installments, amount and date for each — not a single undetailed link.
Status per installment
Every installment tracks its own status: scheduled, paid, late.
Proposed in the chat
The agent negotiates and proposes the payment plan directly in the conversation with the debtor.
Configured by your team
You decide whether payment plans are allowed — the agent never proposes them without that authorization.
01
Request
The debtor expresses their inability to pay in full at once.
02
Proposal
The agent proposes a plan — amount, number and dates of installments.
03
Agreement
The plan is recorded, with each installment scheduled individually.
04
Tracking
Each installment moves to paid or late based on actual payment.

Frequently asked questions

How many installments can a payment plan have?
The number of installments is determined at proposal time, based on the amount and the agreement with the debtor.
What happens if an installment isn't paid?
It moves to "late" status, visible in the case — without interrupting tracking of the other installments.
Payment linksPayment reconciliationAI-powered collections

Offer real payment plans, not verbal agreements

Enable payment plans in your agent's configuration.

Analyze your receivables