AI-powered debt collections

Repaid analyzes your overdue invoices, identifies why each case is stuck, reaches the debtor on the right channel, and negotiates a resolution — all tracked from a single dashboard.

Analyze your receivablesSee how Repaid works

Manual follow-up doesn't scale

A finance team managing hundreds of overdue invoices spends most of its time prioritizing, following up, and tracking cases — instead of solving the actual blockers: a dispute, a missing document, the client's own cash-flow problem.

An AI agent that works each case through to resolution

Repaid analyzes overdue receivables, assigns a risk level, contacts the debtor by email, SMS, or WhatsApp, negotiates in the chat, and escalates to a human whenever your own configured rule requires it — never beyond what you've authorized.

Risk-based prioritization
Every invoice and debtor gets an automatically calculated risk level (low/medium/high), so attention goes where it matters.
Multichannel contact
The agent reaches the debtor by email, SMS, or WhatsApp, in the order your team configures.
Configurable human oversight
Set amount thresholds below which the AI acts alone, and above which human approval is required.
Automatic scheduled reminders
A daily job follows up on every open case at your configured frequency, with no manual action from your team.
01
Import
Add an invoice manually, import a CSV, or drop it into the chat.
02
Analyze
The AI analyzes the invoice and debtor, calculates a risk level.
03
Prioritize
Each case gets a priority level based on risk and amount.
04
Contact
The agent contacts the debtor by email, SMS, or WhatsApp.
05
Negotiate
In the chat, the agent negotiates terms and payment plans within your rules.
06
Track
Every case stays tracked until it's settled or escalated.

Frequently asked questions

Can the AI negotiate a discount without my approval?
No. Negotiation rules (maximum discount, grace period) are configurable by your team — the agent can never exceed what you've authorized.
Which communication channels are actually available?
Email, SMS, and WhatsApp are live today. Voice is not yet implemented.
What happens if the debtor disputes the invoice?
A dispute is opened and tracked separately — see our dedicated dispute management page.
Accounts receivable automationAI dunningDebtor risk scoring

See what Repaid can recover

Connect your invoices and launch your first collection case in minutes.

Analyze your receivables