Repaid exists for a simple reason: a late invoice costs time, energy and cash to teams who have better things to do than chase payments manually, case by case.
We're building an AI-augmented collections workforce: an agent that analyzes risk, reaches the debtor on the right channel, understands why an invoice is stuck, negotiates within the limits you set, and facilitates payment through to reconciliation.
Our strictest design principle: never present as functional what isn't, and never let the AI decide alone on a fee rate, a discount, or an action beyond what you've configured. The calculation engine stays deterministic and auditable; the language model recommends, it never decides alone on the numbers that affect you.
On payments, we chose simplicity: your debtors pay by Mobile Money through our payment provider; Repaid keeps its success fee, then pays you the balance on your Mobile Money once the Repaid team has processed it. Repaid does not invest or use these funds.
For businesses in Cameroon and French-speaking Africa: prices are in FCFA (XAF and XOF), payments go through MTN and Orange Mobile Money, and the product follows the OHADA framework. Three separate spaces exist: the company, the accounting firm and the bank or MFI.
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